Kiva.org is a micro lending site that allows individuals to provide loans to the working poor via the internet. I have been a frequent visitor of Kiva over the last few years and one was always able to find a few hundred people or groups looking for a loan at any given time.
A few weeks ago Kiva created this idea of "lending teams." These teams which anyone could make allows you to "credit" your loan to a particular "team" or affinity group so you are now making loans to individuals from a particular "team." Since that change there are typically zero to only a handful of unfinanced loans at any given time because you can now loan as a connected group. The Power of We.
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